We represent financial institutions and borrowers in a multitude of credit transactions, with a well-regarded reputation for being efficient, collegial and successful.Print to PDF
Obermayer attorneys represent and counsel financial institutions located throughout the Mid-Atlantic region and beyond. For years, we have effectively and efficiently managed a variety of sophisticated financial transactions — from large, multi-faceted financings to small commercial and SBA loans.
Banks and other financial institutions turn to our Banking group because of our depth and breadth of pragmatic experience, collegiality and access to other legal specialties at Obermayer. We also stay on top of emerging issues in the industry in an era of political uncertainty; for example:
We strive to spot and solve unanticipated problems that arise during a deal. With real estate-related loans, for example, there are often environmental issues, corporate or tax issues, or an appraisal that comes in late and at a problematical value. Our approach is to address any issue, keep the deal moving forward, and close.
Our Banking group represents a broad range of clients – comprising both lenders and borrowers – in transactions ranging from smaller deals to large and sophisticated deals. Regardless of the size or complexity of the transaction, we handle whatever issues arise. Moreover, we build relationships with our clients, making connections so that they feel comfortable talking to us about any issues or concerns.
As attorneys representing financial institutions in often complex, high-stakes transactions, there are several deal structure issues that we consider with the client. For example:
Even though the deal goes through an underwriting process before documentation and traditional ‘engagement’ of counsel, we often help during that underwriting process. In short, we ask, “What’s the best way to structure a deal so that the financial institution gets what it needs?”
On the borrower’s side, we also work with the client to creatively solve problems that arise during a deal. So, while the initial structuring of a deal is important, our team understands that we also must focus on solving the problems that can arise during the process and stall, or even kill, a transaction. Our goal is to find solutions so that a deal can move forward in the most positive manner possible.
Some examples of our work include:
Additionally, we regularly advise our clients on interest rate hedging transactions and document the loans for many of our lending clients. This is the key to a successful deal: Everyone walks away happy with the end result. We candidly remind the parties of the end game and manage everyone’s expectations, not quitting until a deal is made and everyone “wins.”