Snowboarders flying down halfpipes. Bobsledders careening down tracks. Goalies making glove saves. Those are just a few of the spectacles to be seen at the 22nd Winter Olympic Games. Despite all the pomp and circumstance surrounding the Games, there have been numerous reports of shoddy living conditions for travelers in Sochi, Russia. Windows have fallen out of hotel rooms, exposing hotel guests to cold temperatures overnight. The water is a murky color, not suitable for human consumption. The situation raises the question—will your U.S. health insurance coverage provide for your care if you fall ill in Sochi, or anywhere abroad for that matter?

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